Jennifer Nelson

Loan Officer | NMLS 1378942

I know what it feels like to stare at the process of buying a home and think where do I even begin? It can feel overwhelming, confusing, and honestly a little scary. That’s exactly why I do what I do.For over ten years, I’ve been sitting across the table from real people with real questions first-time buyers who don’t know what they don’t know, veterans who deserve every dollar of the benefit they’ve earned, homeowners ready to downsize or step into something bigger, and investors looking to grow what they’ve built. Every single one of them came in with some version of stress. And every single one of them left with a plan.My job isn’t to throw confusing numbers at you. It’s to listen, figure out what fits your life, and lay out your options in a way that actually makes sense. And one of the biggest things I want people to know? A 20% down payment is never your only option. We offer down payment assistance programs that can make homeownership more reachable than you ever thought possible because the door to owning a home shouldn’t be closed just because you haven’t saved a perfect down payment.You shouldn’t have to feel lost when making one of the biggest decisions of your life and with me, you won’t.If you’re ready to stop stressing and start having a real conversation about what’s possible reach out. I’d love to be that first conversation.

How much home can I afford?

Use our mortgage calculator to see what your
approximate budget could be

How much home can I afford?

Use our mortgage calculator to see what your
approximate budget could be

Enter the sales price or the amount you plan to offer on a home.

You can enter a dollar amount or percentage. Some programs allow down payments as low as 3%. Just remember, the more you put down, the less your payment will be.

We’re using the current average mortgage rate to calculate payments. Your actual interest rate will be determined by your credit score, loan type and other factors.

Choose the length of the loan term you plan to use. Standard loan terms are 15 or 30 years.

Enter the annual property taxes associated with the home you are purchasing. Many property listings include this information.

Estimate the annual home insurance costs of the home you are purchasing.

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