(504) 677-6705 OFFICE

(225) 229-8983 CELL

james@eustismortgage.com

16851 Jefferson Highway, Suite 5B, Baton Rouge, LA 70817

James Desormeaux

Loan Officer | NMLS 207698

When you work with James Desormeaux, you’re not just getting a loan officer — you’re getting a trusted mortgage advisor with over two decades of experience helping Louisiana homebuyers succeed. Since 2003, James has specialized in FHA, VA, USDA, Jumbo, conventional, DSCR, and renovation loans, guiding first-time buyers, veterans, and move-up buyers through even complex financing scenarios. His approach is simple: educate clients, communicate clearly, and build a loan strategy that supports both today’s purchase and long-term financial goals. As an Army veteran and LSU graduate, James brings discipline, accountability, and a strong service ethic to every client relationship. Whether you’re buying your first home, upgrading, or refinancing, James is committed to making your mortgage experience smooth, transparent, and successful.

How much home can I afford?

Use our mortgage calculator to see what your
approximate budget could be

How much home can I afford?

Use our mortgage calculator to see what your
approximate budget could be

Enter the sales price or the amount you plan to offer on a home.

You can enter a dollar amount or percentage. Some programs allow down payments as low as 3%. Just remember, the more you put down, the less your payment will be.

We’re using the current average mortgage rate to calculate payments. Your actual interest rate will be determined by your credit score, loan type and other factors.

Choose the length of the loan term you plan to use. Standard loan terms are 15 or 30 years.

Enter the annual property taxes associated with the home you are purchasing. Many property listings include this information.

Estimate the annual home insurance costs of the home you are purchasing.

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